Last Updated: March 23, 2024
These Terms and Conditions ("Terms") govern your use of the A PARRELLA & ASSOCIATES INSURANCE LLC website and services. By accessing or using our website, you agree to be bound by these Terms. If you do not agree with any part of these Terms, you may not use our services.
Our services are intended for business purposes only and are available to individuals and entities that are at least 18 years of age and legally capable of entering into binding contracts.
You may use our website for lawful purposes related to exploring and applying for business financing solutions. You agree not to:
Submitting an application or request for information does not guarantee approval for financing. All applications are subject to credit review, verification of information, and our internal underwriting criteria. We reserve the right to approve or decline any application at our sole discretion.
Specific terms and conditions for any financing arrangement will be provided in a separate loan agreement. Those terms will govern the relationship between A PARRELLA & ASSOCIATES INSURANCE LLC and the borrower for that specific transaction.
You agree to provide accurate, complete, and current information in all applications and communications. Providing false information may result in denial of your application and potential legal consequences.
If you opt in to receive text messages from A PARRELLA & ASSOCIATES INSURANCE LLC, the following terms apply:
By opting in, you agree to receive recurring marketing and promotional SMS/MMS messages from A PARRELLA & ASSOCIATES INSURANCE LLC. These messages may include information about our products, services, offers, updates, and other business-related communications. Messages are sent using an automated telephone dialing system (ATDS).
By providing your mobile phone number and checking the SMS opt-in box on our contact form, you expressly consent to receive text messages from us. Your consent is not required as a condition of purchasing any goods or services.
Message frequency varies based on your activity and our promotional schedule. You may receive up to 4 messages per month.
Message and data rates may apply according to your mobile carrier's plan. Please check with your wireless provider for details about your messaging plan and associated costs.
You may opt out of receiving text messages at any time by replying STOP to any message you receive from us. After opting out, you will receive one final confirmation message. Please allow a reasonable time for us to process your opt-out request.
For help or more information about our text messaging program, reply HELP to any message or contact us at anthony@aparrellaassociatesinsurance.com.
Our text messaging program is supported by major U.S. wireless carriers. If you experience technical difficulties, please contact your mobile carrier or reach out to us for assistance.
We reserve the right to modify or discontinue our text messaging program at any time. We will notify you of any material changes to the program terms.
All content on this website, including text, graphics, logos, images, and software, is the property of A PARRELLA & ASSOCIATES INSURANCE LLC or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from our content without express written permission.
Our website and services are provided "as is" and "as available" without warranties of any kind, either express or implied. We do not warrant that our website will be uninterrupted, secure, or error-free. We make no representations about the accuracy or completeness of the information on our website.
To the fullest extent permitted by law, A PARRELLA & ASSOCIATES INSURANCE LLC shall not be liable for any indirect, incidental, consequential, special, or punitive damages arising out of or related to your use of our website or services, even if we have been advised of the possibility of such damages.
You agree to indemnify, defend, and hold harmless A PARRELLA & ASSOCIATES INSURANCE LLC, its officers, directors, employees, and agents from any claims, liabilities, damages, losses, costs, or expenses (including reasonable attorneys' fees) arising out of or related to your use of our services, violation of these Terms, or infringement of any third-party rights.
Our website may contain links to third-party websites. We are not responsible for the content, accuracy, or practices of these external sites. Your use of third-party websites is at your own risk and subject to their terms and conditions.
These Terms shall be governed by and construed in accordance with the laws of the State of Connecticut, without regard to its conflict of law provisions. Any disputes arising out of or related to these Terms or our services shall be subject to the exclusive jurisdiction of the courts located in Connecticut.
In the event of any dispute, claim, or controversy arising out of or relating to these Terms or our services, the parties agree to first attempt to resolve the matter through good-faith negotiations. If the dispute cannot be resolved through negotiation, either party may pursue resolution through binding arbitration or litigation as permitted by law.
If any provision of these Terms is found to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect. The invalid provision shall be modified to the minimum extent necessary to make it valid and enforceable.
These Terms, together with our Privacy Policy and any additional agreements related to specific financing arrangements, constitute the entire agreement between you and A PARRELLA & ASSOCIATES INSURANCE LLC regarding your use of our website and services.
We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting to our website with an updated "Last Updated" date. Your continued use of our services after changes are posted constitutes your acceptance of the modified Terms.
If you have questions or concerns about these Terms & Conditions, please contact us:
A PARRELLA & ASSOCIATES INSURANCE LLC
171 MEADOW STREET
NAUGATUCK, CT 06770
Email: anthony@aparrellaassociatesinsurance.com
By using our website and services, you acknowledge that you have read, understood, and agree to be bound by these Terms & Conditions.